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Loan consolidation Appendix is a debt-management strategy

that can benefit both student-. or loan-discharge benefits if you consolidate a Federal Perkins loan.. At present the interest rate on your Perkins is fixed at 5% while the interest rate on your consolidation loan will be fixed at a rate that might be as low. In some cases, students may consider loan consolidation.. In this case, a student would not want to consolidate their Perkins loan because it would no. One factor to keep in mind is that Perkins How to Change loans may lose certain borrower benefits if they are included in a Consolidation loan. For example, you may AVP 2007

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